Keeping track of your retirement savings
Over the course of your working life, the chances are you’ll change jobs a few times, picking up different pension pots along the way.
Yo-yo effect
Why so many of us are financially uncertain
Almost half (47%) of Britons are up and down when it comes to money, making shrewd savings one moment to justify overspending the next, according to research from Standard Life by YouGov Plc.
Tracking retirement savings trends
Records at five-year high, according to new report
The number of people saving adequately for retirement at 53% is the highest it has been since 2009 and the biggest ever year-on-year rise, up from 45% in 2013, as the impact of auto enrolment and improvements in the wider economic environment begin to take effect.
Are you aware of the Budget changes?
You could be missing out on your retirement options
More than one in three people approaching retirement are unaware of the pensions reforms announced in the March Budget, according to new research[1] from MetLife.
On the look-out for opportunities
Animal spirits are finally stirring again to you
It has been a long wait, but animal spirits are finally stirring again. Not just in financial markets, where the bull market has been underway for more than five years now, but in the real world of corporate activity.
Bank of Gran and Grandad
Three quarters of grandparents say that they have dipped into their savings to help their grandchildren this year
Forget the bank of Mum and Dad – today’s young people are now receiving help from the bank of Gran and Grandad, with millions of grandparents offering financial support to their grandchildren.
Investing in a highly complex world
Easy-to-understand groupings should be viewed with caution
Investors like to sort things into neat categories; it helps make sense of a highly complex world. Categories like ‘Emerging Markets’, ‘BRICs’ and the ‘Fragile Five’ have all been invented as easy-to-understand groupings of supposedly similar countries. Yet we have to be careful of such generalisations, because the more research you do, the more you realise that there are often more differences than similarities between these groupings.
Pension wealth check
10 ideas served up to help you maximise your pension provision
It’s important to review your pension planning regularly to make sure it still meets your specific requirements. Over time, your circumstances may have changed, so we have provided ten areas that, if appropriate to your particular situation, should be reviewed.
Automatic enrolment workplace pension reform
Encouraging more people to save towards
their retirement
The Government’s flagship scheme to encourage more people to save towards their retirement is well underway – but there’s still a distance to go.
Demystifying quantitative easing
Reviving consumer spending and economic growth
Since the global financial crisis, both the Bank of England and the US Federal Reserve have used the policy of quantitative easing (QE) to try to revive consumer spending and economic growth.
